Assalamu alaikum mufti sahab,
I am about to work as a doctor in USA, but as you are aware that the 90% of the patients donot pay their fees instead the doctors are paid by the insurance companies, is it allowed for me to accept my fees from those companies as I am aware that insurances are not allowed in Islam but the patients donot pay themselves , jazak Allah Dr Iqra Ansari
Assalam u Alaikum Wa Rahmatullah,
Dear sister Iqra Ansari, congratulations on your completion of studies and starting your professional work.
If you will be working as a physician then you will earn your wages for treating the patients. Your job of treating patients is not only Halal and lawful but it is also a noble cause to save lives and help people during their sickness.
If your payment for treating a patient comes from a health insurance company then you should not be concerned as to whether that payment is Halal or not. This is because you are earning your payment by treating the patient. You have nothing to do with the insurance provider. The insurance provider is simply making the payment on behalf of its client. Therefore, you should not be concerned regarding the lawfulness of your income as a physician.
And Allah knows best.
Mufti Ikram ul Haq
Fatwa Center of America